There have been several lawsuits filed against TruthFinder, a people search website, alleging a variety of unfair and deceptive practices. These lawsuits have been consolidated into a multidistrict litigation (MDL) in the U.S. District Court for the Northern District of California.
Key Allegations in the Lawsuits
- TruthFinder engaged in deceptive marketing practices by falsely claiming that its background check reports were accurate and complete.
- TruthFinder charged consumers for background check reports without their consent.
- TruthFinder failed to adequately disclose the terms and conditions of its services to consumers.
- TruthFinder violated the Fair Credit Reporting Act (FCRA) by failing to provide consumers with accurate and up-to-date information about themselves.
Outcome of the Lawsuits
In 2017, TruthFinder settled with the Federal Trade Commission (FTC) for $5.8 million. As part of the settlement, TruthFinder agreed to:
- Change its marketing practices to be more transparent and accurate.
- Obtain consumers’ consent before charging them for background check reports.
- Provide consumers with clear and concise information about the terms and conditions of its services.
- Comply with the FCRA by providing consumers with accurate and up-to-date information about themselves.
In 2022, TruthFinder settled with the MDL plaintiffs for an undisclosed amount of money. The terms of the settlement are confidential.
Implications of the Lawsuits
The TruthFinder lawsuits are a reminder of the importance of consumer protection laws. These laws are designed to protect consumers from unfair and deceptive practices. The TruthFinder lawsuits also underscore the need for companies to be transparent and accurate in their marketing practices.
Recommendations for Consumers
- Be aware of the limitations of background check reports. Background check reports are not always accurate or complete.
- Do your own research before making any decisions based on a background check report.
- Be careful about sharing your personal information online.
- Take steps to protect your identity from theft.
Conclusion
The TruthFinder lawsuits are an important step in protecting consumers from unfair and deceptive practices. Consumers should be aware of their rights and should take steps to protect themselves.
